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Maine Risk Management and Crop Insurance Education Program

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Maine Risk Management and Crop Insurance Education Program

The Maine Risk Management and Crop Insurance Education Program exists in partnership between UMaine Cooperative Extension and the United States Department of Agriculture Risk Management Agency (USDA RMA). The goal of this program is to inform Maine farmers of crop insurance programs as a means to reduce risk and increase financial stability.


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For further information, contact Program Co-Director David Handley at 207.933.2100, email david.handley@maine.edu; Program Co-Director Tori Jackson at 207.353.5550, email tori.jackson@maine.edu; or Program Manager Erin Roche at 207.949.2490, email erin.roche@maine.edu.


Crop Insurance and Noninsured Crop Disaster Assistance Program (NAP)

Producers should consider making crop insurance and NAP an essential part of their overall risk management plan for each crop they grow to help protect their operations from financial loss.

The USDA-RMA offers a federally subsidized crop insurance program through private insurance companies. Crop insurance provides coverage against production losses due to drought, hail, frost, hurricanes, excessive moisture, fire, insects, plant disease and wildlife damage. It provides protection for up to 75% (85% for some crops) of your actual yield history, plus improvements such as extra benefits for new and beginning farmers, organic producers, and Whole Farm Revenue Protection. The USDA Farm Service Agency (FSA) offers the NAP program that covers almost all crops that are not available to them through crop insurance. NAP provides similar protection up to 65% of the actual yield history. The combination of crop insurance and NAP can provide protection for almost any crop grown in Maine. The amount of coverage will be determined from actual yields and the protection level selected. Indemnity payments are made when actual production falls below the covered or guaranteed protection level.

Producers are encouraged to visit the RMA website at www.rma.usda.gov, and to contact their local crop insurance agent or Maine State Farm Service Agency office.


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The information contained on this website is specific for Maine producers. Other New England and Mid-Atlantic farmers should contact RMA’s Raleigh Office for more information at 919.875.4880, email RSONC@rma.usda.gov.

In cooperation with the Risk Management Agency of the United States Department of Agriculture.

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