{"id":4700,"date":"2014-11-25T14:38:30","date_gmt":"2014-11-25T19:38:30","guid":{"rendered":"https:\/\/extension.umaine.edu\/agriculture\/?page_id=4700"},"modified":"2026-04-14T07:52:21","modified_gmt":"2026-04-14T11:52:21","slug":"crop-insurance","status":"publish","type":"page","link":"https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/","title":{"rendered":"Risk Management and Crop Insurance Education Program"},"content":{"rendered":"<h3>Crop Insurance and Non-insured Crop Disaster Assistance Program (NAP)<\/h3>\n<figure id=\"6952\" class=\"wp-caption alignright\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-6952 size-medium\" src=\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2016\/06\/USDA-Logo_2clr_HiRes1-10-2014-300x205.jpg\" alt=\"USDA logo\" width=\"300\" height=\"205\" srcset=\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2016\/06\/USDA-Logo_2clr_HiRes1-10-2014-300x205.jpg 300w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2016\/06\/USDA-Logo_2clr_HiRes1-10-2014-105x72.jpg 105w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2016\/06\/USDA-Logo_2clr_HiRes1-10-2014-317x217.jpg 317w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2016\/06\/USDA-Logo_2clr_HiRes1-10-2014-423x289.jpg 423w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2016\/06\/USDA-Logo_2clr_HiRes1-10-2014.jpg 613w\" sizes=\"auto, (max-width: 320px) 85vw, (max-width: 768px) 67vw, (max-width: 1024px) 62vw,300px\" \/><figcaption class=\"wp-caption-text\"><a href=\"https:\/\/prodwebnlb.rma.usda.gov\/apps\/AgentLocator\/#!\/#%2F\" target=\"_blank\" rel=\"noopener\">Find a Crop Insurance Agent: To locate a crop insurance agent, please visit USDA&#8217;s Agent Locator.<\/a><\/figcaption><\/figure>\n<p><a class=\"ext-link ext-icon-6\" title=\" opens a new window\" href=\"https:\/\/www.rma.usda.gov\/about-rma\/fcic\" target=\"_blank\" rel=\"external nofollow noopener noreferrer\">Federal crop insurance<\/a> has become the preeminent risk management tool for our nation\u2019s agricultural producers, and has adapted to meet the diverse needs now more than ever.<\/p>\n<p>The USDA-RMA offers a federally subsidized crop insurance program through private insurance companies. Crop insurance provides coverage against production losses due to drought, hail, frost, hurricanes, excessive moisture, fire, insects, plant disease and wildlife damage. It provides protection for up to 75% (85% for some crops) of your actual yield history, plus improvements such as extra benefits for new and beginning farmers, organic producers, and Whole Farm Revenue Protection. For most crops that are not eligible for crop insurance, the USDA Farm Service Agency (FSA) offers a risk management option through the <a href=\"https:\/\/www.fsa.usda.gov\/resources\/disaster-recovery\/noninsured-disaster-assistance-program-nap\">NAP program<\/a>.\u00a0NAP protects up to 65% of the farmers\u2019 actual yield history. The combination of crop insurance and NAP can provide protection for almost any crop grown in Maine. The amount of coverage will be determined from actual yields and the protection level selected. Indemnity payments are made when actual production falls below the covered or guaranteed protection level.<\/p>\n<p>Producers are encouraged to visit the <a href=\"http:\/\/www.rma.usda.gov\" target=\"_blank\" rel=\"noopener\">RMA website (USDA)<\/a> and contact their <a class=\"ext-link ext-icon-6\" title=\" opens a new window\" href=\"https:\/\/www.rma.usda.gov\/tools-reports\/agent-locator\" target=\"_blank\" rel=\"external nofollow noopener noreferrer\">local crop insurance agent<\/a> or <a class=\"ext-link ext-icon-6\" title=\" opens a new window\" href=\"https:\/\/www.fsa.usda.gov\/state-offices\/maine\" target=\"_blank\" rel=\"external nofollow noopener noreferrer\">Maine State Farm Service Agency<\/a> office.<\/p>\n<hr \/>\n<p>For general information about crop insurance in Maine, visit the links below.<\/p>\n<h3>Learn more about&#8230;<\/h3>\n<ul>\n<li><a href=\"https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/risk-management\/\">Risk Management<\/a><\/li>\n<li><a href=\"https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/crop-policies\/\">Crop Policies<\/a><\/li>\n<li><a href=\"https:\/\/extension.umaine.edu\/agriculture\/category\/maine-crop-insurance-news\/\">News<\/a><\/li>\n<li><a href=\"https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/deadlines\/\">Crop Insurance Deadlines<\/a><\/li>\n<li><a href=\"https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/resources\/\">Resources<\/a><\/li>\n<li><a href=\"https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/webinars\/\">Webinars<\/a><\/li>\n<\/ul>\n<hr \/>\n<h3>Maine Crop Insurance Informational Videos<\/h3>\n<div class=\"responsive-video\"><iframe loading=\"lazy\" title=\"Crop Insurance - Apple\" width=\"1268\" height=\"713\" src=\"https:\/\/www.youtube.com\/embed\/zSwklhPcPWM?wmode=transparent&amp;rel=0&amp;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<div class=\"responsive-video\"><iframe loading=\"lazy\" title=\"Managing Risk with Blueberry Crop Insurance\" width=\"1268\" height=\"713\" src=\"https:\/\/www.youtube.com\/embed\/BCYp7TLkyDE?wmode=transparent&amp;rel=0&amp;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<div class=\"responsive-video\"><iframe loading=\"lazy\" title=\"Managing Risk with Whole Farm Revenue Protection Crop Insurance\" width=\"1268\" height=\"713\" src=\"https:\/\/www.youtube.com\/embed\/aC9k_rNvGbM?wmode=transparent&amp;rel=0&amp;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<div class=\"responsive-video\"><iframe loading=\"lazy\" title=\"Introduction to Pasture, Rangeland, and Forest Rainfall Index Crop Insurance\" width=\"1268\" height=\"713\" src=\"https:\/\/www.youtube.com\/embed\/AUVks9z4aCM?wmode=transparent&amp;rel=0&amp;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p><strong><em>The information contained on this website is specific for Maine producers.<\/em><\/strong><em> Other New England and Mid-Atlantic farmers should contact RMA\u2019s Raleigh Office for more information at 919.875.4880<\/em><em>. <\/em><\/p>\n<p><span style=\"font-weight: 400\">This material is based upon work supported by USDA\/RMA under Award Number RMA24CPT0013927.<\/span><\/p>\n<p><a href=\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2024\/10\/usda-rma-mark-color-1.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-15272 size-medium\" src=\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2024\/10\/usda-rma-mark-color-1-300x141.jpg\" alt=\"USDA RMA Logo\" width=\"300\" height=\"141\" srcset=\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2024\/10\/usda-rma-mark-color-1-300x141.jpg 300w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2024\/10\/usda-rma-mark-color-1-105x49.jpg 105w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2024\/10\/usda-rma-mark-color-1-317x149.jpg 317w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2024\/10\/usda-rma-mark-color-1-423x199.jpg 423w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2024\/10\/usda-rma-mark-color-1.jpg 500w\" sizes=\"auto, (max-width: 320px) 85vw, (max-width: 768px) 67vw, (max-width: 1024px) 62vw,300px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Crop Insurance and Non-insured Crop Disaster Assistance Program (NAP) Federal crop insurance has become the preeminent risk management tool for our nation\u2019s agricultural producers, and has adapted to meet the diverse needs now more than ever. The USDA-RMA offers a federally subsidized crop insurance program through private insurance companies. Crop insurance provides coverage against production [&hellip;]<\/p>\n","protected":false},"author":95,"featured_media":0,"parent":0,"menu_order":9,"comment_status":"closed","ping_status":"closed","template":"templates\/page-withsidebar.php","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-4700","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Risk Management and Crop Insurance Education Program - Cooperative Extension: Agriculture - University of Maine Cooperative Extension<\/title>\n<meta name=\"description\" content=\"Maine Risk Management and Crop Insurance Education Program informs farmers of crop insurance programs to help reduce risk and increase financial stability.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Risk Management and Crop Insurance Education Program - 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