{"id":11192,"date":"2020-02-11T17:01:28","date_gmt":"2020-02-11T22:01:28","guid":{"rendered":"https:\/\/extension.umaine.edu\/agriculture\/?p=11192"},"modified":"2020-02-11T17:01:52","modified_gmt":"2020-02-11T22:01:52","slug":"federal-risk-management-programs-expanded-to-include-maine-grown-hemp","status":"publish","type":"post","link":"https:\/\/extension.umaine.edu\/agriculture\/2020\/02\/11\/federal-risk-management-programs-expanded-to-include-maine-grown-hemp\/","title":{"rendered":"Federal Risk Management Programs Expanded to Include Maine Grown Hemp"},"content":{"rendered":"

The U.S. Department of Agriculture announced the availability of two programs that protect hemp producers\u2019 crops from yield loss resulting from adverse weather such as drought, excess moisture, hail, frost, freeze, etc.\u00a0 Maine was one of twenty-one states included in a pilot hemp Multi-Peril Crop Insurance (MPCI) program.\u00a0 The MPCI program provides coverage against loss of yield for hemp grown for fiber, grain or Cannabidiol (CBD) oil.\u00a0 Those producing hemp in a non-insurable Maine county can apply for similar coverage through the Noninsured Crop Disaster Assistance Program (NAP) available through the Farm Service Agency (FSA). Producers may apply now, and the deadline to sign up for both programs is March 16, 2020.<\/p>\n

Multi-Peril Crop Insurance (MPCI) Hemp Pilot Insurance Program<\/strong><\/p>\n

Among other requirements, to be eligible for the pilot program, a hemp producer must have at\u00a0least one year of history producing the crop and have a contract for the sale of the insured hemp. In addition, the minimum acreage requirement is 5 acres for CBD and 20 acres for grain and fiber. Hemp will not qualify for replant payments or prevented plant payments under MPCI.\u00a0 Insurance will not attach to any acreage on which Cannabis, canola, dry beans, dry peas, mustard, rapeseed, soybeans, or sunflowers were grown the preceding crop year.\u00a0 The Pilot Insurance Program is available in all Maine counties except Sagadahoc, Hancock, Washington, Knox and Lincoln.\u00a0 Producers can choose to insure their hemp crop at a catastrophic level (CAT) which protects 50% of their approved crop yield and pays at 55% of the price election at a loss; or, at higher coverage levels called \u201cbuy-up\u201d which protects 50 to 75% of their approved crop yield and 100% of the price election.\u00a0 The 2020 price elections are listed in Table 1.\u00a0 A price election is the price per unit an insured is paid for a qualifying loss.\u00a0 A coverage and loss example are shown in Table 2.\u00a0 Catastrophic level coverage costs $655 per crop per county.\u00a0 The premium cost for buy-up levels of coverage will vary but a portion of the premium cost is subsidized.\u00a0 To enroll in the MPCI Hemp Pilot, receive a premium quote, and to ask questions contact a licensed crop insurance agent.\u00a0 A list of agents can be found using the agent locator tool: www.prodwebnlb.rma.usda.gov\/apps\/AgentLocator\/ – \/<\/a>.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Table 1. 2020 Hemp Price Elections, Maine<\/td>\n<\/tr>\n
<\/td>\nPrice per pound<\/td>\nCAT*<\/td>\n<\/tr>\n
Grain<\/td>\n$0.58<\/td>\n$0.319<\/td>\n<\/tr>\n
Fiber<\/td>\n$0.08<\/td>\n$0.044<\/td>\n<\/tr>\n
Cannabidiol (CBD)<\/strong><\/td>\n<\/tr>\n
Transplant<\/em><\/td>\n<\/tr>\n
Whole Plant<\/td>\n$3.56<\/td>\n$1.958<\/td>\n<\/tr>\n
Floral<\/td>\n$8.64<\/td>\n$4.752<\/td>\n<\/tr>\n
Direct Seeded<\/em><\/td>\n<\/tr>\n
\n
\n

Whole Plant<\/td>\n

$0.91<\/td>\n$0.500<\/td>\n<\/tr>\n
Floral<\/td>\n$3.03<\/td>\n$1.666<\/td>\n<\/tr>\n
*CAT price election is 55% of the full price<\/td>\n<\/tr>\n
<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


\nNoninsured Crop Disaster Assistance Program<\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n
Table 2. Coverage and Loss example using CBD Floral Transplants<\/td>\n<\/tr>\n
a) Approved yield per acre<\/td>\n\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a01,750<\/td>\n<\/tr>\n
b) Number of acres insured<\/td>\n\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 5<\/td>\n<\/tr>\n
c) Coverage level selected<\/td>\n\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a075%<\/td>\n<\/tr>\n
d) Yield trigger (a x b)<\/td>\n\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 1,313<\/td>\n<\/tr>\n
e) Actual yield<\/td>\n\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 1,000<\/td>\n<\/tr>\n
f) Price election per pound<\/td>\n\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$8.64<\/td>\n<\/tr>\n
g) Indemnity (d \u2013 e) * (b) * (f)<\/td>\n\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0$13,522<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Those producing hemp in counties that are not eligible for the pilot hemp MPCI program may apply for coverage through the Non-insured Crop Disaster Assistance Program (NAP).\u00a0\u00a0NAP provides coverage against weather-related losses for hemp grown for fiber, grain, seed or CBD for the 2020 crop year.<\/p>\n

Producers can choose to protect their hemp crop at a catastrophic level which protects 50% of their approved crop yield and pays at 55% of the average market price; or, at higher coverage levels called \u201cbuy-up\u201d which protects 50 to 65% of their approved crop yield and 100% of the average market price.\u00a0 For all coverage levels, the NAP service fee is $325 per crop or $825 per producer per county, not to exceed $1,950 for a producer with farming interests in multiple counties.\u00a0 For more information contact your local FSA office.<\/p>\n

Eligibility Requirements<\/strong><\/p>\n

Under a regulation authorized by the 2018 Farm Bill and issued in October 2019, all growers must have a license to grow hemp and must comply with applicable state, tribal or federal regulations or operate under a state or university research pilot, as authorized by the 2014 Farm Bill.<\/p>\n

Producers must report hemp acreage to FSA after planting to comply with federal and state law enforcement. The Farm Bill defines hemp as containing 0.3 percent or less tetrahydrocannabinol (THC) on a dry-weight basis. Hemp having THC above the federal statutory compliance level of 0.3 percent is an uninsurable or ineligible cause of loss and will result in the hemp production being ineligible for production history purposes.\u00a0 For more information on USDA risk management programs for hemp producers, visit\u00a0farmers.gov\/hemp<\/a>\u00a0to read\u00a0farmers.gov frequently asked questions<\/a>. For more information on the U.S. Domestic Hemp Production Program, visit USDA\u2019s Agricultural Marketing Services\u2019 website to read\u00a0AMS frequently asked questions<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

The U.S. Department of Agriculture announced the availability of two programs that protect hemp producers\u2019 crops from yield loss resulting from adverse weather such as drought, excess moisture, hail, frost, freeze, etc.\u00a0 Maine was one of twenty-one states included in a pilot hemp Multi-Peril Crop Insurance (MPCI) program.\u00a0 The MPCI program provides coverage against loss […]<\/p>\n","protected":false},"author":39,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-11192","post","type-post","status-publish","format-standard","hentry","category-maine-crop-insurance-news"],"yoast_head":"\nFederal Risk Management Programs Expanded to Include Maine Grown Hemp - Cooperative Extension: Agriculture - University of Maine Cooperative Extension<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/extension.umaine.edu\/agriculture\/2020\/02\/11\/federal-risk-management-programs-expanded-to-include-maine-grown-hemp\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Federal Risk Management Programs Expanded to Include Maine Grown Hemp - Cooperative Extension: Agriculture - University of Maine Cooperative Extension\" \/>\n<meta property=\"og:description\" content=\"The U.S. Department of Agriculture announced the availability of two programs that protect hemp producers\u2019 crops from yield loss resulting from adverse weather such as drought, excess moisture, hail, frost, freeze, etc.\u00a0 Maine was one of twenty-one states included in a pilot hemp Multi-Peril Crop Insurance (MPCI) program.\u00a0 The MPCI program provides coverage against loss […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/extension.umaine.edu\/agriculture\/2020\/02\/11\/federal-risk-management-programs-expanded-to-include-maine-grown-hemp\/\" \/>\n<meta property=\"og:site_name\" content=\"Cooperative Extension: Agriculture\" \/>\n<meta property=\"article:published_time\" content=\"2020-02-11T22:01:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-02-11T22:01:52+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2020\/02\/11\/federal-risk-management-programs-expanded-to-include-maine-grown-hemp\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2020\/02\/11\/federal-risk-management-programs-expanded-to-include-maine-grown-hemp\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Federal Risk Management Programs Expanded to Include Maine Grown Hemp\",\"datePublished\":\"2020-02-11T22:01:28+00:00\",\"dateModified\":\"2020-02-11T22:01:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2020\/02\/11\/federal-risk-management-programs-expanded-to-include-maine-grown-hemp\/\"},\"wordCount\":753,\"articleSection\":[\"Maine Risk Management and Crop Insurance News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2020\/02\/11\/federal-risk-management-programs-expanded-to-include-maine-grown-hemp\/\",\"url\":\"https:\/\/extension.umaine.edu\/agriculture\/2020\/02\/11\/federal-risk-management-programs-expanded-to-include-maine-grown-hemp\/\",\"name\":\"Federal Risk Management Programs Expanded to Include Maine Grown Hemp - 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Those with crop insurance might find some comfort knowing that their coverage can also help manage risk at planting time- in addition to helping with recovery from crop failure. This is because most crop insurance policies include provisions that provide compensation if weather related issues prevent planting or cause losses that warrant replanting.\r\n<h3><strong>Prevented Planting (you cannot plant on time):<\/strong><\/h3>\r\n<strong><em>What type of insurance coverage do you have?<\/em><\/strong>\r\n\r\nMost crop insurance policies include a provision for prevented planting, some exceptions include fresh market sweet corn. Check your policy or with your agent to see if the crop you\u2019re insuring is eligible for prevented planting provisions.\r\n\r\n<strong><em>Did you miss the final planting date?<\/em><\/strong>\r\n\r\nThis is the last date to insure the crop at the full insurance guarantee. This date is determined for each crop and county by the USDA Risk Management Agency and is listed in the crop insurance policy. See Table 1 for an example of final planting dates for Maine crops.\r\n\r\n<strong><em>Why weren\u2019t you able to plant on time?<\/em><\/strong>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td width=\"113\"><strong>Insured Crop<\/strong><\/td>\r\n<td width=\"90\"><strong>Final Planting Date <\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Oats<\/td>\r\n<td width=\"90\">5\/30-6\/10*<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Barley<\/td>\r\n<td width=\"90\">5\/31<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Spring wheat<\/td>\r\n<td width=\"90\">5\/31<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Potato<\/td>\r\n<td width=\"90\">6\/10<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Grain & Silage Corn<\/td>\r\n<td width=\"90\">6\/15<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Green Peas<\/td>\r\n<td width=\"90\">6\/30<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\nIf you and your neighbors experienced excessively wet conditions during the season that prevented planting or if a specific event, like flooding, impacted your field you may be eligible to file a prevented planting claim. The farm is only eligible for coverage on the total acres that are typically planted to that crop and the crop acreage needs to have been planted in 1 of the last 4 years. Being physically unavailable, having broken machinery or other human-error does not qualify for a prevented planting claim.\r\n\r\n<em>\u00a0<\/em>\r\n\r\n<strong><em>So you were prevented from planting due to the weather, now what?<\/em><\/strong>\r\n\r\nFor prevented planting claims, notice must be provided to your agent within 72 hours after the final planting date, or, after the determination is made that you will not be able to plant during the late planting period. Good documentation is the key to receiving prevented planting payments. Keep detailed records of the dates different acres or fields were planted.\r\n\r\n<strong><em>Once the claim is in you have a few different options:<\/em><\/strong>\r\n<ul>\r\n \t<li>Leave the acreage idle or plant a cover crop (and receive a full prevented planting payment as long as you do not hay or graze the cover crop before November 1<sup>st<\/sup>, or harvest it at any time);<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n<ul>\r\n \t<li>Plant a cover crop and hay or graze it before November 1<sup>st<\/sup> (and receive 35% of a prevented planting payment);<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n<ul>\r\n \t<li>Plant the insured crop during the late planting period, if applicable. The late planting period is generally 25 days after the final planting date but this varies by crop and area. For most crops, the timely planted production guarantee is reduced 1% per day for each day planting is delayed after the final planting date;<\/li>\r\n<\/ul>\r\n<ul>\r\n \t<li>Plant a second crop after the late planting period if you are also prevented from planting through the late planting period (you may receive a prevented planting payment equal to 35% of the prevented planting guarantee).<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n\r\n<strong><em>What is a prevented planting payment?<\/em><\/strong>\r\n\r\nThe \u201cprevented planting coverage factor\u201d will be used to calculate the prevented planting payment and this factor changes depending on the crop. For instance with small grains, the prevented planting coverage factor is 60% of the production guarantee for timely planted acreage whereas it is 55% for corn. If the producer\u2019s insurance guarantee for timely planting is $100\/acre, and the prevented planting coverage factor is 60%, the prevented planting payment would be $60\/acre (or 60% of the guarantee). Some policies have additional coverage options available for prevented planting. As well, if you have revenue protection, the projected price will be used to calculate the insurance guarantee.\r\n<h3><strong>Replanting the crop (you planted on time but lose the crop)<\/strong><\/h3>\r\n<strong><em>The weather (i.e. frost) destroyed the planting, am I eligible for the replant provision?<\/em><\/strong>\r\n\r\nCheck your policy or with your agent to see if the crop you\u2019re insuring is eligible for replant provisions. If so, in order to be eligible for replant provisions the acres to be replanted must be:\r\n<ul>\r\n \t<li>Originally planted on or after the earliest planting date;<\/li>\r\n \t<li>The lesser of either at least 20 acres total or 20% of the insured planted \u00a0acreage (whichever is less);<\/li>\r\n \t<li>Affected by an insured cause of loss such as a late frost;<\/li>\r\n \t<li>Appraised as having an expected yield below 90% of the guaranteed yield in your policy;<\/li>\r\n \t<li>Determined to be \u201cpractical to replant\u201d by an Authorized Crop Insurance Adjuster; and<\/li>\r\n \t<li>Replanted with the original crop.<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n\r\n<strong><em>What steps of action do I take?<\/em><\/strong>\r\n\r\nNotify your crop insurance agent within 72 hours upon discovering the loss. An adjustor will appraise your expected yield and determine whether it is practical to replant. Replant with the original crop if applicable. Your original planting guarantee will continue as if nothing happened (as long as you plant before the final planting date).\r\n\r\n<strong><em>What is a replant payment?<\/em><\/strong>\r\n\r\nThe replant payment is typically equal to the lesser of either your actual costs of replanting or a formula provided in your crop insurance policy provisions (i.e. for corn, the per-acre replant payment equals the projected price\/bushel x 8 bushels).\r\n\r\n<strong>Take Away <\/strong>\r\n\r\nCommunicate regularly with your agent about any issues with your crop, especially before planting deadlines! This is essential for receiving prevented planting or replanting payments.\r\n\r\n<strong>More Information<\/strong>\r\n\r\nFarmers we\u2019d like to receive your feedback on crop insurance, whether or not you use it, please take our short survey here: https:\/\/www.surveymonkey.com\/r\/SKP7HCS\r\n\r\nVisit the UMaine Risk Management and Crop Insurance website at: <a href=\"https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/\">https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/<\/a>\r\n\r\nA list of agents serving Maine can be found online using the Agent Locator tool at: <a href=\"http:\/\/prodwebnlb.rma.usda.gov\/apps\/AgentLocator\/#\/\">http:\/\/prodwebnlb.rma.usda.gov\/apps\/AgentLocator\/#\/<\/a>. This article has material from the University of Vermont\u2019s Crop Insurance Outreach Education Program.\r\n\r\nContact Crop Insurance Education Program Manager Erin Roche (<a href=\"mailto:erin.roche@maine.edu\">erin.roche@maine.edu<\/a> or 207.949.2490)\r\n\r\n<em>The University of Maine Cooperative Extension is in partnership with the USDA Risk Management Agency to deliver crop insurance education in Maine. <\/em>","parent":13,"count":47,"filter":"raw","cat_ID":11,"category_count":47,"category_description":"<h2><strong>When a wet spring prevents planting\u2026or a spring frost kills your plants\u2026what happens to your crop insurance coverage?<\/strong><\/h2>\r\nIn stark contrast to last year this spring has been a wet one which means fields may be too wet to till and plant on time. Those with crop insurance might find some comfort knowing that their coverage can also help manage risk at planting time- in addition to helping with recovery from crop failure. This is because most crop insurance policies include provisions that provide compensation if weather related issues prevent planting or cause losses that warrant replanting.\r\n<h3><strong>Prevented Planting (you cannot plant on time):<\/strong><\/h3>\r\n<strong><em>What type of insurance coverage do you have?<\/em><\/strong>\r\n\r\nMost crop insurance policies include a provision for prevented planting, some exceptions include fresh market sweet corn. Check your policy or with your agent to see if the crop you\u2019re insuring is eligible for prevented planting provisions.\r\n\r\n<strong><em>Did you miss the final planting date?<\/em><\/strong>\r\n\r\nThis is the last date to insure the crop at the full insurance guarantee. This date is determined for each crop and county by the USDA Risk Management Agency and is listed in the crop insurance policy. See Table 1 for an example of final planting dates for Maine crops.\r\n\r\n<strong><em>Why weren\u2019t you able to plant on time?<\/em><\/strong>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td width=\"113\"><strong>Insured Crop<\/strong><\/td>\r\n<td width=\"90\"><strong>Final Planting Date <\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Oats<\/td>\r\n<td width=\"90\">5\/30-6\/10*<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Barley<\/td>\r\n<td width=\"90\">5\/31<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Spring wheat<\/td>\r\n<td width=\"90\">5\/31<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Potato<\/td>\r\n<td width=\"90\">6\/10<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Grain & Silage Corn<\/td>\r\n<td width=\"90\">6\/15<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Green Peas<\/td>\r\n<td width=\"90\">6\/30<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\nIf you and your neighbors experienced excessively wet conditions during the season that prevented planting or if a specific event, like flooding, impacted your field you may be eligible to file a prevented planting claim. The farm is only eligible for coverage on the total acres that are typically planted to that crop and the crop acreage needs to have been planted in 1 of the last 4 years. Being physically unavailable, having broken machinery or other human-error does not qualify for a prevented planting claim.\r\n\r\n<em>\u00a0<\/em>\r\n\r\n<strong><em>So you were prevented from planting due to the weather, now what?<\/em><\/strong>\r\n\r\nFor prevented planting claims, notice must be provided to your agent within 72 hours after the final planting date, or, after the determination is made that you will not be able to plant during the late planting period. Good documentation is the key to receiving prevented planting payments. Keep detailed records of the dates different acres or fields were planted.\r\n\r\n<strong><em>Once the claim is in you have a few different options:<\/em><\/strong>\r\n<ul>\r\n \t<li>Leave the acreage idle or plant a cover crop (and receive a full prevented planting payment as long as you do not hay or graze the cover crop before November 1<sup>st<\/sup>, or harvest it at any time);<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n<ul>\r\n \t<li>Plant a cover crop and hay or graze it before November 1<sup>st<\/sup> (and receive 35% of a prevented planting payment);<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n<ul>\r\n \t<li>Plant the insured crop during the late planting period, if applicable. The late planting period is generally 25 days after the final planting date but this varies by crop and area. For most crops, the timely planted production guarantee is reduced 1% per day for each day planting is delayed after the final planting date;<\/li>\r\n<\/ul>\r\n<ul>\r\n \t<li>Plant a second crop after the late planting period if you are also prevented from planting through the late planting period (you may receive a prevented planting payment equal to 35% of the prevented planting guarantee).<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n\r\n<strong><em>What is a prevented planting payment?<\/em><\/strong>\r\n\r\nThe \u201cprevented planting coverage factor\u201d will be used to calculate the prevented planting payment and this factor changes depending on the crop. For instance with small grains, the prevented planting coverage factor is 60% of the production guarantee for timely planted acreage whereas it is 55% for corn. If the producer\u2019s insurance guarantee for timely planting is $100\/acre, and the prevented planting coverage factor is 60%, the prevented planting payment would be $60\/acre (or 60% of the guarantee). Some policies have additional coverage options available for prevented planting. As well, if you have revenue protection, the projected price will be used to calculate the insurance guarantee.\r\n<h3><strong>Replanting the crop (you planted on time but lose the crop)<\/strong><\/h3>\r\n<strong><em>The weather (i.e. frost) destroyed the planting, am I eligible for the replant provision?<\/em><\/strong>\r\n\r\nCheck your policy or with your agent to see if the crop you\u2019re insuring is eligible for replant provisions. If so, in order to be eligible for replant provisions the acres to be replanted must be:\r\n<ul>\r\n \t<li>Originally planted on or after the earliest planting date;<\/li>\r\n \t<li>The lesser of either at least 20 acres total or 20% of the insured planted \u00a0acreage (whichever is less);<\/li>\r\n \t<li>Affected by an insured cause of loss such as a late frost;<\/li>\r\n \t<li>Appraised as having an expected yield below 90% of the guaranteed yield in your policy;<\/li>\r\n \t<li>Determined to be \u201cpractical to replant\u201d by an Authorized Crop Insurance Adjuster; and<\/li>\r\n \t<li>Replanted with the original crop.<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n\r\n<strong><em>What steps of action do I take?<\/em><\/strong>\r\n\r\nNotify your crop insurance agent within 72 hours upon discovering the loss. An adjustor will appraise your expected yield and determine whether it is practical to replant. Replant with the original crop if applicable. Your original planting guarantee will continue as if nothing happened (as long as you plant before the final planting date).\r\n\r\n<strong><em>What is a replant payment?<\/em><\/strong>\r\n\r\nThe replant payment is typically equal to the lesser of either your actual costs of replanting or a formula provided in your crop insurance policy provisions (i.e. for corn, the per-acre replant payment equals the projected price\/bushel x 8 bushels).\r\n\r\n<strong>Take Away <\/strong>\r\n\r\nCommunicate regularly with your agent about any issues with your crop, especially before planting deadlines! This is essential for receiving prevented planting or replanting payments.\r\n\r\n<strong>More Information<\/strong>\r\n\r\nFarmers we\u2019d like to receive your feedback on crop insurance, whether or not you use it, please take our short survey here: https:\/\/www.surveymonkey.com\/r\/SKP7HCS\r\n\r\nVisit the UMaine Risk Management and Crop Insurance website at: <a href=\"https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/\">https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/<\/a>\r\n\r\nA list of agents serving Maine can be found online using the Agent Locator tool at: <a href=\"http:\/\/prodwebnlb.rma.usda.gov\/apps\/AgentLocator\/#\/\">http:\/\/prodwebnlb.rma.usda.gov\/apps\/AgentLocator\/#\/<\/a>. This article has material from the University of Vermont\u2019s Crop Insurance Outreach Education Program.\r\n\r\nContact Crop Insurance Education Program Manager Erin Roche (<a href=\"mailto:erin.roche@maine.edu\">erin.roche@maine.edu<\/a> or 207.949.2490)\r\n\r\n<em>The University of Maine Cooperative Extension is in partnership with the USDA Risk Management Agency to deliver crop insurance education in Maine. <\/em>","cat_name":"Maine Risk Management and Crop Insurance News","category_nicename":"maine-crop-insurance-news","category_parent":13}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/posts\/11192","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/users\/39"}],"replies":[{"embeddable":true,"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/comments?post=11192"}],"version-history":[{"count":5,"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/posts\/11192\/revisions"}],"predecessor-version":[{"id":11197,"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/posts\/11192\/revisions\/11197"}],"wp:attachment":[{"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/media?parent=11192"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/categories?post=11192"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/tags?post=11192"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}