{"id":12825,"date":"2021-05-11T09:45:51","date_gmt":"2021-05-11T13:45:51","guid":{"rendered":"https:\/\/extension.umaine.edu\/agriculture\/?p=12825"},"modified":"2021-05-11T09:47:02","modified_gmt":"2021-05-11T13:47:02","slug":"developing-risk-management-and-marketing-plans-virtual-workshop","status":"publish","type":"post","link":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/","title":{"rendered":"Developing Risk Management and Marketing Plans Virtual Workshop"},"content":{"rendered":"<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<h2>Developing Risk Management and Marketing Plans<\/h2>\n<figure id=\"10790\" class=\"wp-caption alignright\"><a href=\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer.jpg\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-10790 size-medium\" src=\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-300x200.jpg\" alt=\"Farmer loads freshly picked lettuce into the back of her pickup truck\" width=\"300\" height=\"200\" srcset=\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-300x200.jpg 300w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-768x511.jpg 768w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-105x70.jpg 105w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-317x211.jpg 317w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-423x281.jpg 423w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-634x422.jpg 634w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-846x563.jpg 846w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-951x632.jpg 951w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer.jpg 1000w\" sizes=\"auto, (max-width: 320px) 85vw, (max-width: 768px) 67vw, (max-width: 1024px) 62vw,300px\" \/><\/a><figcaption class=\"wp-caption-text\"><span class=\"image-attribution\">Edwin Remsberg<\/span>Photo taken pre-COVID<\/figcaption><\/figure>\n<h3>Virtual Workshop Series For Beginning, Women, and Shellfish Growers in Rhode Island and Massachusetts (Open to Maine Growers)<\/h3>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Join us for a virtual workshop on risk management and marketing. This workshop will be delivered through nine zoom sessions and will be accompanied by homework assignments, and individualized counseling sessions if desired.<\/p>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>At the end of this project, each participant will have developed a personal risk management and marketing plan for their farm or ranch.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>7:00 pm \u2013 9:00 pm<br \/>\nJune 3 \u2022 June 17 \u2022 July 8 \u2022 July 22 \u2022 August 12 \u2022 August 26 \u2022 September 16 \u2022 September 30 \u2022 October 14\u2022<\/p>\n<p><strong>Please plan to attend ALL Nine workshops<\/strong><\/p>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p><b>To register or to Get More Information Please Contact:<br \/>\n<\/b>Peggy Siligato 401.640.0484 |Siligato@uri.edu<br \/>\nPaul Russell 508.472.2364 | pmrussell@umass.edu<br \/>\nTom Smiarowski 413.320.1718 |tsmiarowski@umass.edu<\/p>\n<p><strong>There is a $25 non refundable registration fee. Pre-registration is required to participate. Please register early as space is limited.<\/strong><\/p>\n<h4><\/h4>\n<h3><b>Objective: Assist Beginning, Women and Shellfish Growers to be able to respond to and manage risk.<\/b><\/h3>\n<p>Participants in this virtual workshop series will:<\/p>\n<p>1. Be introduced to the farm business planning process and learn how to:<\/p>\n<ul>\n<li>Identify and list all of their farm\u2019s assets and their productive capacity<\/li>\n<li>Determine the current wellbeing of the farm business<\/li>\n<li>Review the feasibility of alternative enterprises<\/li>\n<li>Evaluate the risks the farm faces.<\/li>\n<li>Determine who the customers of the farm are and what utility (form, place, time, possession) these customers want.<\/li>\n<li>Make basic marketing decisions:\n<ul>\n<li>What form, grade, quality to produce.<\/li>\n<li>When, where, how to price.<\/li>\n<li>When, where, how to deliver.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>2. Be introduced to five areas of risk (Production, Marketing, Financial, Human Resource, Legal) and learn how to identify, measure, and manage risks on their farms in these areas.<\/p>\n<p>3. Understand financial management of the farm and how to use financial statements (Income Statement, Balance Sheet) and enterprise budgets to assess the performance of the farm business and make better decisions.<\/p>\n<p>4. Understand marketing principles and how the elements of the marketing mix (Product, Price, Promotion, Place, People) are used to create an effective plan to manage the marketing decisions on the farm.<\/p>\n<p>5.\u00a0 Develop a personal risk management and marketing plan for your farm.<\/p>\n<ul>\n<li>Develop goals in each of the five risk areas, and in each of the five marketing areas.<\/li>\n<li>Identify specific actions you will take for each goal.<\/li>\n<li>Commit to follow through and implement the actions identified.<\/li>\n<\/ul>\n<h3>Individualized Study<\/h3>\n<p>The activities in the workshop series will build on each other with specific homework (individual study) assignments to be conducted following each workshop. Local Extension Educators will also attend the workshops and will provide assistance to the producers on an individual basis to ensure that homework assignments are completed.<\/p>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>This workshop is open to all interested persons. The USDA prohibits discrimination in all its programs and activities on the basis of race, color, national origin, gender, religion, age, disability, political beliefs, sexual orientation, and marital status.<\/p>\n<p><b>Program sponsors:<\/b>\u00a0United States Department of Agriculture \/ National Institute of Food and Agriculture, UMass Extension, The University of Rhode Island Cooperative Extension, and Northeast Extension Risk Management Education<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">For questions regarding the above information, please contact our Crop Insurance Education Program Manager: Chris Howard at: <\/span><a href=\"mailto:christina.howard@maine.edu\"><span style=\"font-weight: 400\">christina.howard@maine.edu<\/span><\/a> <span style=\"font-weight: 400\">or at 207.570.2868.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">USDA and the University of Maine are equal opportunity employers and providers.<\/span><span style=\"font-weight: 400\">This material is based upon work supported by USDA\/NIFA under Award Number 2018-70027-28584.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-12391\" src=\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2020\/10\/Web_usda_nifa_horizontal_rgb_72.jpg\" alt=\"Logo for USDA NIFA\" width=\"276\" height=\"53\" srcset=\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2020\/10\/Web_usda_nifa_horizontal_rgb_72.jpg 276w, https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2020\/10\/Web_usda_nifa_horizontal_rgb_72-105x20.jpg 105w\" sizes=\"auto, (max-width: 320px) 85vw, (max-width: 768px) 67vw, (max-width: 1024px) 62vw,276px\" \/><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Developing Risk Management and Marketing Plans Virtual Workshop Series For Beginning, Women, and Shellfish Growers in Rhode Island and Massachusetts (Open to Maine Growers) Join us for a virtual workshop on risk management and marketing. This workshop will be delivered through nine zoom sessions and will be accompanied by homework assignments, and individualized counseling sessions [&hellip;]<\/p>\n","protected":false},"author":156,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-12825","post","type-post","status-publish","format-standard","hentry","category-maine-crop-insurance-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Developing Risk Management and Marketing Plans Virtual Workshop - Cooperative Extension: Agriculture - University of Maine Cooperative Extension<\/title>\n<meta name=\"description\" content=\"Assist Beginning, Women and Shellfish Growers to be able to respond to and manage risk.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Developing Risk Management and Marketing Plans Virtual Workshop - Cooperative Extension: Agriculture - University of Maine Cooperative Extension\" \/>\n<meta property=\"og:description\" content=\"Assist Beginning, Women and Shellfish Growers to be able to respond to and manage risk.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/\" \/>\n<meta property=\"og:site_name\" content=\"Cooperative Extension: Agriculture\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-11T13:45:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-05-11T13:47:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-300x200.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Developing Risk Management and Marketing Plans Virtual Workshop\",\"datePublished\":\"2021-05-11T13:45:51+00:00\",\"dateModified\":\"2021-05-11T13:47:02+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/\"},\"wordCount\":569,\"image\":{\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-300x200.jpg\",\"articleSection\":[\"Maine Risk Management and Crop Insurance News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/\",\"url\":\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/\",\"name\":\"Developing Risk Management and Marketing Plans Virtual Workshop - Cooperative Extension: Agriculture - University of Maine Cooperative Extension\",\"isPartOf\":{\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-300x200.jpg\",\"datePublished\":\"2021-05-11T13:45:51+00:00\",\"dateModified\":\"2021-05-11T13:47:02+00:00\",\"author\":{\"@id\":\"\"},\"description\":\"Assist Beginning, Women and Shellfish Growers to be able to respond to and manage risk.\",\"breadcrumb\":{\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#primaryimage\",\"url\":\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer.jpg\",\"contentUrl\":\"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer.jpg\",\"width\":1000,\"height\":665,\"caption\":\"Farmer loads freshly picked lettuce into the back of her pickup truck\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/extension.umaine.edu\/agriculture\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Developing Risk Management and Marketing Plans Virtual Workshop\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/extension.umaine.edu\/agriculture\/#website\",\"url\":\"https:\/\/extension.umaine.edu\/agriculture\/\",\"name\":\"Cooperative Extension: Agriculture\",\"description\":\"Information you can use. Research you can trust.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/extension.umaine.edu\/agriculture\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"\",\"url\":\"https:\/\/extension.umaine.edu\/agriculture\/author\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Developing Risk Management and Marketing Plans Virtual Workshop - Cooperative Extension: Agriculture - University of Maine Cooperative Extension","description":"Assist Beginning, Women and Shellfish Growers to be able to respond to and manage risk.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/","og_locale":"en_US","og_type":"article","og_title":"Developing Risk Management and Marketing Plans Virtual Workshop - Cooperative Extension: Agriculture - University of Maine Cooperative Extension","og_description":"Assist Beginning, Women and Shellfish Growers to be able to respond to and manage risk.","og_url":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/","og_site_name":"Cooperative Extension: Agriculture","article_published_time":"2021-05-11T13:45:51+00:00","article_modified_time":"2021-05-11T13:47:02+00:00","og_image":[{"url":"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-300x200.jpg","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#article","isPartOf":{"@id":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/"},"author":{"name":"","@id":""},"headline":"Developing Risk Management and Marketing Plans Virtual Workshop","datePublished":"2021-05-11T13:45:51+00:00","dateModified":"2021-05-11T13:47:02+00:00","mainEntityOfPage":{"@id":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/"},"wordCount":569,"image":{"@id":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#primaryimage"},"thumbnailUrl":"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-300x200.jpg","articleSection":["Maine Risk Management and Crop Insurance News"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/","url":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/","name":"Developing Risk Management and Marketing Plans Virtual Workshop - Cooperative Extension: Agriculture - University of Maine Cooperative Extension","isPartOf":{"@id":"https:\/\/extension.umaine.edu\/agriculture\/#website"},"primaryImageOfPage":{"@id":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#primaryimage"},"image":{"@id":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#primaryimage"},"thumbnailUrl":"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer-300x200.jpg","datePublished":"2021-05-11T13:45:51+00:00","dateModified":"2021-05-11T13:47:02+00:00","author":{"@id":""},"description":"Assist Beginning, Women and Shellfish Growers to be able to respond to and manage risk.","breadcrumb":{"@id":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#primaryimage","url":"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer.jpg","contentUrl":"https:\/\/extension.umaine.edu\/agriculture\/wp-content\/uploads\/sites\/14\/2019\/12\/greenhouse-lettuce-farmer.jpg","width":1000,"height":665,"caption":"Farmer loads freshly picked lettuce into the back of her pickup truck"},{"@type":"BreadcrumbList","@id":"https:\/\/extension.umaine.edu\/agriculture\/2021\/05\/11\/developing-risk-management-and-marketing-plans-virtual-workshop\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/extension.umaine.edu\/agriculture\/"},{"@type":"ListItem","position":2,"name":"Developing Risk Management and Marketing Plans Virtual Workshop"}]},{"@type":"WebSite","@id":"https:\/\/extension.umaine.edu\/agriculture\/#website","url":"https:\/\/extension.umaine.edu\/agriculture\/","name":"Cooperative Extension: Agriculture","description":"Information you can use. Research you can trust.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/extension.umaine.edu\/agriculture\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"","url":"https:\/\/extension.umaine.edu\/agriculture\/author\/"}]}},"taxonomy_info":{"category":[{"value":11,"label":"Maine Risk Management and Crop Insurance News"}]},"featured_image_src_large":false,"author_info":{"display_name":"","author_link":"https:\/\/extension.umaine.edu\/agriculture\/author\/"},"comment_info":0,"category_info":[{"term_id":11,"name":"Maine Risk Management and Crop Insurance News","slug":"maine-crop-insurance-news","term_group":0,"term_taxonomy_id":11,"taxonomy":"category","description":"<h2><strong>When a wet spring prevents planting\u2026or a spring frost kills your plants\u2026what happens to your crop insurance coverage?<\/strong><\/h2>\r\nIn stark contrast to last year this spring has been a wet one which means fields may be too wet to till and plant on time. Those with crop insurance might find some comfort knowing that their coverage can also help manage risk at planting time- in addition to helping with recovery from crop failure. This is because most crop insurance policies include provisions that provide compensation if weather related issues prevent planting or cause losses that warrant replanting.\r\n<h3><strong>Prevented Planting (you cannot plant on time):<\/strong><\/h3>\r\n<strong><em>What type of insurance coverage do you have?<\/em><\/strong>\r\n\r\nMost crop insurance policies include a provision for prevented planting, some exceptions include fresh market sweet corn. Check your policy or with your agent to see if the crop you\u2019re insuring is eligible for prevented planting provisions.\r\n\r\n<strong><em>Did you miss the final planting date?<\/em><\/strong>\r\n\r\nThis is the last date to insure the crop at the full insurance guarantee. This date is determined for each crop and county by the USDA Risk Management Agency and is listed in the crop insurance policy. See Table 1 for an example of final planting dates for Maine crops.\r\n\r\n<strong><em>Why weren\u2019t you able to plant on time?<\/em><\/strong>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td width=\"113\"><strong>Insured Crop<\/strong><\/td>\r\n<td width=\"90\"><strong>Final Planting Date <\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Oats<\/td>\r\n<td width=\"90\">5\/30-6\/10*<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Barley<\/td>\r\n<td width=\"90\">5\/31<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Spring wheat<\/td>\r\n<td width=\"90\">5\/31<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Potato<\/td>\r\n<td width=\"90\">6\/10<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Grain &amp; Silage Corn<\/td>\r\n<td width=\"90\">6\/15<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Green Peas<\/td>\r\n<td width=\"90\">6\/30<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\nIf you and your neighbors experienced excessively wet conditions during the season that prevented planting or if a specific event, like flooding, impacted your field you may be eligible to file a prevented planting claim. The farm is only eligible for coverage on the total acres that are typically planted to that crop and the crop acreage needs to have been planted in 1 of the last 4 years. Being physically unavailable, having broken machinery or other human-error does not qualify for a prevented planting claim.\r\n\r\n<em>\u00a0<\/em>\r\n\r\n<strong><em>So you were prevented from planting due to the weather, now what?<\/em><\/strong>\r\n\r\nFor prevented planting claims, notice must be provided to your agent within 72 hours after the final planting date, or, after the determination is made that you will not be able to plant during the late planting period. Good documentation is the key to receiving prevented planting payments. Keep detailed records of the dates different acres or fields were planted.\r\n\r\n<strong><em>Once the claim is in you have a few different options:<\/em><\/strong>\r\n<ul>\r\n \t<li>Leave the acreage idle or plant a cover crop (and receive a full prevented planting payment as long as you do not hay or graze the cover crop before November 1<sup>st<\/sup>, or harvest it at any time);<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n<ul>\r\n \t<li>Plant a cover crop and hay or graze it before November 1<sup>st<\/sup> (and receive 35% of a prevented planting payment);<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n<ul>\r\n \t<li>Plant the insured crop during the late planting period, if applicable. The late planting period is generally 25 days after the final planting date but this varies by crop and area. For most crops, the timely planted production guarantee is reduced 1% per day for each day planting is delayed after the final planting date;<\/li>\r\n<\/ul>\r\n<ul>\r\n \t<li>Plant a second crop after the late planting period if you are also prevented from planting through the late planting period (you may receive a prevented planting payment equal to 35% of the prevented planting guarantee).<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n\r\n<strong><em>What is a prevented planting payment?<\/em><\/strong>\r\n\r\nThe \u201cprevented planting coverage factor\u201d will be used to calculate the prevented planting payment and this factor changes depending on the crop. For instance with small grains, the prevented planting coverage factor is 60% of the production guarantee for timely planted acreage whereas it is 55% for corn. If the producer\u2019s insurance guarantee for timely planting is $100\/acre, and the prevented planting coverage factor is 60%, the prevented planting payment would be $60\/acre (or 60% of the guarantee). Some policies have additional coverage options available for prevented planting. As well, if you have revenue protection, the projected price will be used to calculate the insurance guarantee.\r\n<h3><strong>Replanting the crop (you planted on time but lose the crop)<\/strong><\/h3>\r\n<strong><em>The weather (i.e. frost) destroyed the planting, am I eligible for the replant provision?<\/em><\/strong>\r\n\r\nCheck your policy or with your agent to see if the crop you\u2019re insuring is eligible for replant provisions. If so, in order to be eligible for replant provisions the acres to be replanted must be:\r\n<ul>\r\n \t<li>Originally planted on or after the earliest planting date;<\/li>\r\n \t<li>The lesser of either at least 20 acres total or 20% of the insured planted \u00a0acreage (whichever is less);<\/li>\r\n \t<li>Affected by an insured cause of loss such as a late frost;<\/li>\r\n \t<li>Appraised as having an expected yield below 90% of the guaranteed yield in your policy;<\/li>\r\n \t<li>Determined to be \u201cpractical to replant\u201d by an Authorized Crop Insurance Adjuster; and<\/li>\r\n \t<li>Replanted with the original crop.<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n\r\n<strong><em>What steps of action do I take?<\/em><\/strong>\r\n\r\nNotify your crop insurance agent within 72 hours upon discovering the loss. An adjustor will appraise your expected yield and determine whether it is practical to replant. Replant with the original crop if applicable. Your original planting guarantee will continue as if nothing happened (as long as you plant before the final planting date).\r\n\r\n<strong><em>What is a replant payment?<\/em><\/strong>\r\n\r\nThe replant payment is typically equal to the lesser of either your actual costs of replanting or a formula provided in your crop insurance policy provisions (i.e. for corn, the per-acre replant payment equals the projected price\/bushel x 8 bushels).\r\n\r\n<strong>Take Away <\/strong>\r\n\r\nCommunicate regularly with your agent about any issues with your crop, especially before planting deadlines! This is essential for receiving prevented planting or replanting payments.\r\n\r\n<strong>More Information<\/strong>\r\n\r\nFarmers we\u2019d like to receive your feedback on crop insurance, whether or not you use it, please take our short survey here: https:\/\/www.surveymonkey.com\/r\/SKP7HCS\r\n\r\nVisit the UMaine Risk Management and Crop Insurance website at: <a href=\"https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/\">https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/<\/a>\r\n\r\nA list of agents serving Maine can be found online using the Agent Locator tool at: <a href=\"http:\/\/prodwebnlb.rma.usda.gov\/apps\/AgentLocator\/#\/\">http:\/\/prodwebnlb.rma.usda.gov\/apps\/AgentLocator\/#\/<\/a>. This article has material from the University of Vermont\u2019s Crop Insurance Outreach Education Program.\r\n\r\nContact Crop Insurance Education Program Manager Erin Roche (<a href=\"mailto:erin.roche@maine.edu\">erin.roche@maine.edu<\/a> or 207.949.2490)\r\n\r\n<em>The University of Maine Cooperative Extension is in partnership with the USDA Risk Management Agency to deliver crop insurance education in Maine. <\/em>","parent":13,"count":47,"filter":"raw","cat_ID":11,"category_count":47,"category_description":"<h2><strong>When a wet spring prevents planting\u2026or a spring frost kills your plants\u2026what happens to your crop insurance coverage?<\/strong><\/h2>\r\nIn stark contrast to last year this spring has been a wet one which means fields may be too wet to till and plant on time. Those with crop insurance might find some comfort knowing that their coverage can also help manage risk at planting time- in addition to helping with recovery from crop failure. This is because most crop insurance policies include provisions that provide compensation if weather related issues prevent planting or cause losses that warrant replanting.\r\n<h3><strong>Prevented Planting (you cannot plant on time):<\/strong><\/h3>\r\n<strong><em>What type of insurance coverage do you have?<\/em><\/strong>\r\n\r\nMost crop insurance policies include a provision for prevented planting, some exceptions include fresh market sweet corn. Check your policy or with your agent to see if the crop you\u2019re insuring is eligible for prevented planting provisions.\r\n\r\n<strong><em>Did you miss the final planting date?<\/em><\/strong>\r\n\r\nThis is the last date to insure the crop at the full insurance guarantee. This date is determined for each crop and county by the USDA Risk Management Agency and is listed in the crop insurance policy. See Table 1 for an example of final planting dates for Maine crops.\r\n\r\n<strong><em>Why weren\u2019t you able to plant on time?<\/em><\/strong>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td width=\"113\"><strong>Insured Crop<\/strong><\/td>\r\n<td width=\"90\"><strong>Final Planting Date <\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Oats<\/td>\r\n<td width=\"90\">5\/30-6\/10*<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Barley<\/td>\r\n<td width=\"90\">5\/31<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Spring wheat<\/td>\r\n<td width=\"90\">5\/31<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Potato<\/td>\r\n<td width=\"90\">6\/10<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Grain &amp; Silage Corn<\/td>\r\n<td width=\"90\">6\/15<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"113\">Green Peas<\/td>\r\n<td width=\"90\">6\/30<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\nIf you and your neighbors experienced excessively wet conditions during the season that prevented planting or if a specific event, like flooding, impacted your field you may be eligible to file a prevented planting claim. The farm is only eligible for coverage on the total acres that are typically planted to that crop and the crop acreage needs to have been planted in 1 of the last 4 years. Being physically unavailable, having broken machinery or other human-error does not qualify for a prevented planting claim.\r\n\r\n<em>\u00a0<\/em>\r\n\r\n<strong><em>So you were prevented from planting due to the weather, now what?<\/em><\/strong>\r\n\r\nFor prevented planting claims, notice must be provided to your agent within 72 hours after the final planting date, or, after the determination is made that you will not be able to plant during the late planting period. Good documentation is the key to receiving prevented planting payments. Keep detailed records of the dates different acres or fields were planted.\r\n\r\n<strong><em>Once the claim is in you have a few different options:<\/em><\/strong>\r\n<ul>\r\n \t<li>Leave the acreage idle or plant a cover crop (and receive a full prevented planting payment as long as you do not hay or graze the cover crop before November 1<sup>st<\/sup>, or harvest it at any time);<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n<ul>\r\n \t<li>Plant a cover crop and hay or graze it before November 1<sup>st<\/sup> (and receive 35% of a prevented planting payment);<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n<ul>\r\n \t<li>Plant the insured crop during the late planting period, if applicable. The late planting period is generally 25 days after the final planting date but this varies by crop and area. For most crops, the timely planted production guarantee is reduced 1% per day for each day planting is delayed after the final planting date;<\/li>\r\n<\/ul>\r\n<ul>\r\n \t<li>Plant a second crop after the late planting period if you are also prevented from planting through the late planting period (you may receive a prevented planting payment equal to 35% of the prevented planting guarantee).<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n\r\n<strong><em>What is a prevented planting payment?<\/em><\/strong>\r\n\r\nThe \u201cprevented planting coverage factor\u201d will be used to calculate the prevented planting payment and this factor changes depending on the crop. For instance with small grains, the prevented planting coverage factor is 60% of the production guarantee for timely planted acreage whereas it is 55% for corn. If the producer\u2019s insurance guarantee for timely planting is $100\/acre, and the prevented planting coverage factor is 60%, the prevented planting payment would be $60\/acre (or 60% of the guarantee). Some policies have additional coverage options available for prevented planting. As well, if you have revenue protection, the projected price will be used to calculate the insurance guarantee.\r\n<h3><strong>Replanting the crop (you planted on time but lose the crop)<\/strong><\/h3>\r\n<strong><em>The weather (i.e. frost) destroyed the planting, am I eligible for the replant provision?<\/em><\/strong>\r\n\r\nCheck your policy or with your agent to see if the crop you\u2019re insuring is eligible for replant provisions. If so, in order to be eligible for replant provisions the acres to be replanted must be:\r\n<ul>\r\n \t<li>Originally planted on or after the earliest planting date;<\/li>\r\n \t<li>The lesser of either at least 20 acres total or 20% of the insured planted \u00a0acreage (whichever is less);<\/li>\r\n \t<li>Affected by an insured cause of loss such as a late frost;<\/li>\r\n \t<li>Appraised as having an expected yield below 90% of the guaranteed yield in your policy;<\/li>\r\n \t<li>Determined to be \u201cpractical to replant\u201d by an Authorized Crop Insurance Adjuster; and<\/li>\r\n \t<li>Replanted with the original crop.<\/li>\r\n<\/ul>\r\n<em>\u00a0<\/em>\r\n\r\n<strong><em>What steps of action do I take?<\/em><\/strong>\r\n\r\nNotify your crop insurance agent within 72 hours upon discovering the loss. An adjustor will appraise your expected yield and determine whether it is practical to replant. Replant with the original crop if applicable. Your original planting guarantee will continue as if nothing happened (as long as you plant before the final planting date).\r\n\r\n<strong><em>What is a replant payment?<\/em><\/strong>\r\n\r\nThe replant payment is typically equal to the lesser of either your actual costs of replanting or a formula provided in your crop insurance policy provisions (i.e. for corn, the per-acre replant payment equals the projected price\/bushel x 8 bushels).\r\n\r\n<strong>Take Away <\/strong>\r\n\r\nCommunicate regularly with your agent about any issues with your crop, especially before planting deadlines! This is essential for receiving prevented planting or replanting payments.\r\n\r\n<strong>More Information<\/strong>\r\n\r\nFarmers we\u2019d like to receive your feedback on crop insurance, whether or not you use it, please take our short survey here: https:\/\/www.surveymonkey.com\/r\/SKP7HCS\r\n\r\nVisit the UMaine Risk Management and Crop Insurance website at: <a href=\"https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/\">https:\/\/extension.umaine.edu\/agriculture\/crop-insurance\/<\/a>\r\n\r\nA list of agents serving Maine can be found online using the Agent Locator tool at: <a href=\"http:\/\/prodwebnlb.rma.usda.gov\/apps\/AgentLocator\/#\/\">http:\/\/prodwebnlb.rma.usda.gov\/apps\/AgentLocator\/#\/<\/a>. This article has material from the University of Vermont\u2019s Crop Insurance Outreach Education Program.\r\n\r\nContact Crop Insurance Education Program Manager Erin Roche (<a href=\"mailto:erin.roche@maine.edu\">erin.roche@maine.edu<\/a> or 207.949.2490)\r\n\r\n<em>The University of Maine Cooperative Extension is in partnership with the USDA Risk Management Agency to deliver crop insurance education in Maine. <\/em>","cat_name":"Maine Risk Management and Crop Insurance News","category_nicename":"maine-crop-insurance-news","category_parent":13}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/posts\/12825","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/users\/156"}],"replies":[{"embeddable":true,"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/comments?post=12825"}],"version-history":[{"count":8,"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/posts\/12825\/revisions"}],"predecessor-version":[{"id":12833,"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/posts\/12825\/revisions\/12833"}],"wp:attachment":[{"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/media?parent=12825"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/categories?post=12825"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/extension.umaine.edu\/agriculture\/wp-json\/wp\/v2\/tags?post=12825"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}